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Momentum Indicators

MFI - Money Flow Index

Learn Money Flow Index - the volume-weighted RSI. Identify buying and selling pressure with price and volume analysis.

What is MFI?

The Money Flow Index (MFI) is often called the "volume-weighted RSI." It uses both price and volume to measure buying and selling pressure, making it more reliable than RSI alone.

MFI = 100 - (100 / (1 + Money Flow Ratio))

Money Flow = Typical Price × Volume
Positive Flow: when TP > Previous TP
Negative Flow: when TP < Previous TP
RSI

Price only
No volume consideration
Good for forex

MFI

Price + Volume
Shows money flow
Best for stocks/crypto

How to Interpret

Key Levels

  • Above 80: Overbought - heavy buying, possible exhaustion
  • Below 20: Oversold - heavy selling, possible bounce
  • 50 level: Equilibrium between buyers and sellers

MFI Divergence

Because MFI includes volume, its divergence signals can be more reliable than RSI:

  • Bullish Divergence: Price makes lower low, MFI makes higher low → Smart money accumulating
  • Bearish Divergence: Price makes higher high, MFI makes lower high → Smart money distributing

GarudaAlgo Implementation

GarudaAlgo Enhancement

GarudaAlgo uses MFI for volume-confirmed signals on assets with reliable volume data. We cross-check MFI with OBV for additional confirmation of money flow direction.

  • Period: 14 (standard)
  • Best for: Stocks, Crypto (where volume is accurate)
  • Not ideal for: Forex (decentralized volume)

Trading Strategies

Strategy 1: Extreme Reversals

  • Wait for MFI to exceed 80 (overbought) or go below 20 (oversold)
  • Watch for MFI to turn back from extreme
  • Confirm with candlestick reversal pattern
  • Enter when MFI crosses back through 80 or 20

Strategy 2: MFI Divergence

  • Identify divergence between MFI and price at key levels
  • More reliable than RSI divergence because volume confirms
  • Trade in direction of divergence signal